Whether you offer services from home or own a clinic,
Chiropractor Lilability Insurance is essential to the well-being of your business.
What is Chiropractor
As a Chiropractor, you play a critical role in a patient’s care journey. Yet, like any business, there is
risk involved. Think of Chiropractor Liability Insurance as protection for your peace of mind.
Mistakes happen and can disrupt the flow of your business in a matter of minutes.
Professional Liability Insurance for Chiropractors protects against risks associated with the
services you provide, including equipment- or treatment-related injuries.
What Does Chiropractor Liability Insurance Cover?
At the very least, your comprehensive Chiropractor Liability Insurance policy should include:
- General Chiropractor Liability Insurance (a.k.a. Commerical General Liability Insurance)
This is the Chiropractor Liability Insurance that every chiropractor should have regardless of training or experience. A General Chiropractor Liability Insurance policy protects chiropractors against third party claims, such as a slip-and-fall injury.
- Chiropractor Malpractice Insurance
Chiropractor Malpractice Insurance is a type of Professional Liability Insurance, which protects chiropractors against claims related to professional activities, such as treatment-related injuries.
Talk to your broker about customizing your Chiropractor Insurance policy to include additional types of coverage.
Frequently Asked Questions
Yes, all of our insurance providers and Chiropractor Liability Insurance policies are association-approved.
Chiropractor Malpractice Insurance is a type of Professional Liability Insurance for chiropractors. Due to the nature of your work, your treatment or advice to a client may lead to accidental bodily injuries, for which you could be liable.
No. If you conduct sessions from home, any accidents or damages resulting from your professional activities will not be covered by your home insurance. It is highly recommended that you have both General Chiropractor Liability Insurance and Chiropractor Malpractice Insurance. If you want to protect your property from damages, talk to your broker about adding Commercial Property Insurance to your coverage.
Are Chiropractors covered by the Professional Liability Insurance policy of setting they conduct sessions in?
Chiropractor Liability Insurance provides coverage for employees of a business, but independent practitioners who are renting space are not covered by the facility’s insurance policy. If you are an independent chiropractor or work from home, consider purchasing Chiropractor Liability Insurance to protect yourself from being held liable for injuries that happen during your sessions.
Yes. Chiropractor Malpractice Insurance can protect you where a waiver won’t. Waivers are not always enforceable forms of protection in a court of law. For that reason, it is best to cover your bases and include a Chiropractor Malpractice Insurance policy in your risk management strategy.
How Much Does Chiropractor
Liability Insurance Cost?
How much your Chiropractor Liability Insurance policy costs depends on several factors, such as:
- Years of experience
- Level of education or training
- Types of services offered
We’ve partnered with Canada’s largest insurance companies to provide the most competitve Chiropractor Liability Insurance rates for you.
To find out how much Chiropractor Malpractice Insurance can cost for you simply click on the button below:
Common Chiropractor Malpractice
Claims in Canada
When reviewing your client’s health history, you notice an injury that may be aggrevated by the treatment. You proceed, exacerbating the old injury.
During a treatment session, a client harms themselves when they trip over exercise therapy equipment that wasn’t properly stored away.
Your employee is accused of inappropriatly touching a client during their treatment. Although your employee denies the claim, the client sues for emotional distress.