Whether you work in a clinical or non-clinical setting,
Nurse Malpractice Liability Insurance is essential for your professional well-being.
What is Malpractice
Liability Insurance For Nurses?
As a Nurse, the role you play in a patient’s care journey is critical. Yet, there is
always a risk when delivering care and like any profession, accidents happen.
Think of Nursing Liability Insurance as protection for your peace of mind.
Mistakes happen and can disrupt your career in a matter of minutes.
Professional Liability Insurance for Nurses protects against risks associated with
the services you provide, including equipment- or treatment-related injuries.
What Does Nursing Liability Insurance Cover?
At the very least, your comprehensive Nursing Liability Insurance policy should include:
- General Nursing Liability Insurance (a.k.a. Commerical General Liability Insurance)
This is the go-to Nursing Liability Insurance that every practicing nurse should have regardless of training or experience. AGeneral Nursing Liability Insurance policy protects nurses against third party claims that are non-professional, such as a slip-and-fall injury.
- Nursing Malpractice Insurance
Nursing Malpractice Insurance is a type of Professional Liability Insurance for nurses, which protects against claims related to professional activities, such as treatment-related injuries.
Talk to your broker about customizing your Nursing Liability Insurance policy to include additional types of coverage.
Frequently Asked Questions
Yes, all of our insurance providers and Nursing Liability Insurance policies are association-approved.
Nursing Malpractice Insurance is a type of Professional Liability Insurance for nurses. Due to the nature of your work, your treatment or advice to a patient may lead to accidental bodily injuries, for which you could be liable.
Are Nurses covered by the Professional Liability Insurance policy of the setting they deliver care in?
Nursing Liability Insurance provides coverage for employees in clinical or non-clinical settings, but independent nurse contractors or traveling nurses who are renting space are not covered by the facility’s insurance policy. As a practicing nurse, it is your responsibility to confirm what is covered by your employer’s insurance policy. If you work at multiple locations, consider purchasing Nursing Liability Insurance to protect yourself from being held liable for accidents that happen in your care.
How Much Does Nursing
Liability Insurance Cost?
How much your Nursing Liability Insurance policy costs depends on several factors, such as:
- Years of experience
- Level of education or training
We’ve partnered with Canada’s largest insurance companies to provide the most competitive Nursing Liability Insurance rates for you.
To find out how much Nurse Malpractice Insurance can cost for you simply click on the button below:
Common Nursing Malpractice
Claims in Canada
Failure to Communicate
During a busy shift, you forget to inform the attending physician of a change in your patient’s vital signs, leading to a delay in treatment. As a result, the patient’s health worsens.
Failure to Monitor
After a patient complains of chest pain, you fail to take precaution and monitor the patient more frequently. A few hours later, the patient is nonresponsive, having suffered a heart attack.
Failure to Document
You become distracted when caring for a patient and forget to document the medication given. The nurse on the next shift also administers the patient’s medication, resulting in an overdose.