Optometrist Malpractice Liability Insurance is essential for your professional well-being.
What is Malpractice Liability
Insurance For Optometrists?
As an Optometrist, the role you play in a patient’s care journey is critical. Yet, there is always a risk when delivering care and like any profession, accidents happen.
Think of Optometrist Liability Insurance as protection for your peace of mind. Mistakes happen and can disrupt your career in a matter of minutes. Professional Liability Insurance for Optometrists protects against risks associated with the services you provide, including equipment- or treatment-related injuries.
What Does Optometrist Liability Insurance Cover?
At the very least, your comprehensive Optometrist Liability insurance policy should include:
- General Optometrist Liability Insurance (a.k.a. Commerical General Liability Insurance)
This is the go-to Optometrist Liability Insurance that every practicing optometrist should have regardless of training or experience. A General Optometrist Liability Insurance policy protects optometrists against third party claims, such as a slip-and-fall injury.
- Optometrist Malpractice Insurance
This is a type of Professional Liability Insurance for optometrists. Optometrist Malpractice Insurance protects optometrists against claims related to professional activities, such as treatment-related injuries.
Talk to your broker about customizing your Optometrist Liability Insurance policy to include additional types of coverage.
Frequently Asked Questions
Yes, all of our insurance providers and Optometrist Liability Insurance policies are association-approved.
Optometrist Malpractice Insurance is a type of Professional Liability Insurance for optometrists. Due to the nature of your work, your treatment or advice to a patient may lead to accidental bodily injuries, for which you could be liable.
Are Optometrists covered by the Professional Liability Insurance policy of the setting they deliver care in?
Optometrist Liability Insurance provides coverage for employees of clinical or non-clinical settings, but independent optometrists or traveling optometrists who are renting space are not covered by the facility’s insurance policy. As a practicing optometrist, it is your responsibility to confirm what is covered by your employer’s insurance policy. If you work at multiple locations, consider purchasing Optometrist Liability Insurance to protect yourself from being held liable for accidents that happen in your care.
How Much Does Optometrist
Liability Insurance Cost?
How much your Optometrist Liability Insurance policy costs depends on several factors, such as:
- Years of experience
- Level of education or training
We’ve partnered with Canada’s largest insurance companies to provide the most competitive Optometrist Liability Insurance rates for you.
To find out how much Optometrist Malpractice Insurance can cost for you simply click on the button below:
Common Optometrist Malpractice
Claims in Canada
While examining a patient, you fail to dilate the pupil, resulting in a misdiagnosis of an ocular disease. As a result, the patient’s vision is compromised.
Failure to Refer
You neglect to refer a patient, who requires specialized treatment, to a specialist for further examination. As a result, their vision significantly declines.
Failure to Inform
You neglect to inform the patient of blurriness and reduced acuity following dilation, which results in them slipping in the office and spraining their wrist.